:root{
  --navy:#0d2244;--navy-700:#153561;--teal:#0f8f8b;--teal-600:#0b7370;
  --ink:#12212f;--body:#4a5a6a;--line:#e2e8ef;--bg:#ffffff;--bg-soft:#f5f8fb;
  --gold:#c8963e;--radius:14px;--shadow:0 18px 45px -22px rgba(13,34,68,.35);
  --wrap:1180px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:'Manrope',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  color:var(--body);background:var(--bg);font-size:17px;line-height:1.7;overflow-x:hidden}
h1,h2,h3,h4,.logo-txt{font-family:'Sora','Manrope',system-ui,sans-serif;color:var(--ink);
  line-height:1.18;letter-spacing:-.02em;margin:0 0 .6em}
h1{font-size:clamp(2.1rem,4.6vw,3.5rem);font-weight:700}
h2{font-size:clamp(1.6rem,3vw,2.35rem);font-weight:700}
h3{font-size:1.2rem;font-weight:600}
p{margin:0 0 1.05em}
a{color:var(--teal-600);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 22px}
.sec{padding:84px 0}
.sec-soft{background:var(--bg-soft)}
.eyebrow{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--teal-600);font-weight:700;margin-bottom:14px}
.lead{font-size:1.12rem;max-width:62ch}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;background:#fff;padding:10px 16px;z-index:999;border-radius:8px}

/* header */
.hdr{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(160%) blur(10px);border-bottom:1px solid var(--line);transition:box-shadow .3s}
.hdr.scrolled{box-shadow:0 8px 30px -18px rgba(13,34,68,.4)}
.bar{display:flex;align-items:center;gap:26px;min-height:74px}
.logo{display:flex;align-items:center;gap:10px}
.logo img{width:38px;height:38px}
.logo-txt{font-size:1.16rem;font-weight:700;margin:0;letter-spacing:-.03em}
.logo-txt span{color:var(--teal)}
.nav{margin-left:auto;display:flex;align-items:center;gap:4px;flex-wrap:wrap}
.nav a{padding:9px 13px;border-radius:9px;color:var(--ink);font-size:.94rem;font-weight:600;
  position:relative;transition:color .2s,background .2s}
.nav a:hover{background:var(--bg-soft);text-decoration:none;color:var(--teal-600)}
.nav a.active{color:var(--teal-600)}
.nav a.active::after{content:"";position:absolute;left:13px;right:13px;bottom:2px;height:2px;background:var(--teal);border-radius:2px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 22px;border-radius:11px;
  font-weight:700;font-size:.95rem;border:1px solid transparent;cursor:pointer;transition:transform .18s,box-shadow .25s,background .25s}
.btn:hover{text-decoration:none;transform:translateY(-2px)}
.btn-p{background:var(--navy);color:#fff;box-shadow:0 12px 26px -14px rgba(13,34,68,.75)}
.btn-p:hover{background:var(--navy-700)}
.btn-t{background:var(--teal);color:#fff;box-shadow:0 12px 26px -14px rgba(15,143,139,.8)}
.btn-t:hover{background:var(--teal-600)}
.btn-o{border-color:var(--line);color:var(--ink);background:#fff}
.btn-o:hover{border-color:var(--teal);color:var(--teal-600)}
.burger{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;
  width:44px;height:42px;align-items:center;justify-content:center;cursor:pointer}
.burger span{display:block;width:20px;height:2px;background:var(--ink);position:relative}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:var(--ink)}
.burger span::before{top:-6px}.burger span::after{top:6px}
.topline{background:var(--navy);color:#dce6f3;font-size:.82rem}
.topline .wrap{display:flex;gap:18px;flex-wrap:wrap;align-items:center;justify-content:space-between;padding:8px 22px}
.topline a{color:#fff;font-weight:600}
@media(max-width:960px){
  .burger{display:flex}
  .nav{position:fixed;inset:74px 0 auto;background:#fff;flex-direction:column;align-items:stretch;
    padding:14px 20px 26px;border-bottom:1px solid var(--line);display:none;max-height:calc(100vh - 74px);overflow:auto}
  .nav.open{display:flex;animation:slideDown .3s ease}
  .nav a{padding:12px 6px}
  .nav .btn{margin-top:8px}
}
@keyframes slideDown{from{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:none}}

/* hero */
.hero{position:relative;background:linear-gradient(135deg,#08182f 0%,#0d2244 45%,#0b4e5c 100%);color:#e8eff7;overflow:hidden}
.hero::after{content:"";position:absolute;width:620px;height:620px;right:-180px;top:-200px;border-radius:50%;
  background:radial-gradient(circle,rgba(15,143,139,.42),transparent 65%)}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center;padding-top:78px;padding-bottom:78px}
.hero h1{color:#fff}
.hero p{color:#c6d5e6}
.hero-img{border-radius:18px;overflow:hidden;box-shadow:0 40px 80px -40px rgba(0,0,0,.7);border:1px solid rgba(255,255,255,.14)}
.pill{display:inline-flex;align-items:center;gap:9px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);
  color:#dff1f0;padding:7px 15px;border-radius:100px;font-size:.82rem;font-weight:700;letter-spacing:.03em;margin-bottom:20px}
.dot{width:8px;height:8px;border-radius:50%;background:#41d6b0;box-shadow:0 0 0 0 rgba(65,214,176,.7);animation:pulse 2.2s infinite}
@keyframes pulse{70%{box-shadow:0 0 0 12px rgba(65,214,176,0)}100%{box-shadow:0 0 0 0 rgba(65,214,176,0)}}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:8px}
.hero-facts{display:flex;gap:30px;flex-wrap:wrap;margin-top:34px;padding-top:26px;border-top:1px solid rgba(255,255,255,.16)}
.hero-facts b{display:block;font-family:'Sora',sans-serif;font-size:1.6rem;color:#fff}
.hero-facts span{font-size:.85rem;color:#a9bed4}
@media(max-width:900px){.hero .wrap{grid-template-columns:1fr;gap:34px}}

/* page head */
.phead{background:linear-gradient(120deg,#0d2244,#124a58);color:#dfe9f4;padding:62px 0 56px}
.phead h1{color:#fff;margin-bottom:.35em}
.phead p{color:#bed0e2;max-width:70ch;margin:0}
.crumbs{font-size:.84rem;color:#9fb6cd;margin-bottom:16px}
.crumbs a{color:#cfe1f0}

/* grid + cards */
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:980px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;
  transition:transform .3s cubic-bezier(.2,.7,.3,1),box-shadow .3s,border-color .3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:#cfe0e0}
.card h3{margin-bottom:.45em}
.card p{margin-bottom:0;font-size:.97rem}
.icon{width:46px;height:46px;border-radius:12px;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,#e6f5f4,#dbeaf7);color:var(--teal-600);margin-bottom:16px}
.icon svg{width:23px;height:23px}
.card-img{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);background:#fff;
  transition:transform .3s,box-shadow .3s}
.card-img:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.card-img img{aspect-ratio:3/2;object-fit:cover;width:100%;transition:transform .6s}
.card-img:hover img{transform:scale(1.05)}
.card-img .pad{padding:22px}
.card-img h3{margin-bottom:.4em}
.card-img p{font-size:.96rem}
.tag{display:inline-block;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;
  color:var(--teal-600);background:#e9f6f5;padding:5px 10px;border-radius:100px;margin-bottom:12px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:32px}}
.ck{list-style:none;padding:0;margin:0}
.ck li{position:relative;padding-left:30px;margin-bottom:12px}
.ck li::before{content:"";position:absolute;left:0;top:7px;width:18px;height:18px;border-radius:50%;
  background:var(--teal);background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5'><path d='M20 6L9 17l-5-5'/></svg>");
  background-size:12px;background-position:center;background-repeat:no-repeat}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.stats div{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 14px}
.stats b{display:block;font-family:'Sora',sans-serif;font-size:2rem;color:var(--navy)}
.stats span{font-size:.86rem}
@media(max-width:680px){.stats{grid-template-columns:repeat(2,1fr)}}
.quote{background:#fff;border:1px solid var(--line);border-left:4px solid var(--teal);border-radius:var(--radius);padding:26px}
.quote p{font-style:italic;color:var(--ink)}
.quote footer{font-size:.88rem;font-weight:700;color:var(--body);font-style:normal}
.steps{counter-reset:s;display:grid;gap:20px}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 24px 24px 78px}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);position:absolute;left:24px;top:22px;
  font-family:'Sora',sans-serif;font-size:1.35rem;font-weight:700;color:var(--teal)}
table{width:100%;border-collapse:collapse;font-size:.95rem;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
th,td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line)}
th{background:var(--bg-soft);font-family:'Sora',sans-serif;color:var(--ink);font-size:.86rem;letter-spacing:.03em}
.tw{overflow-x:auto}
details{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px 22px;margin-bottom:12px}
details[open]{border-color:#bfdedd;box-shadow:var(--shadow)}
summary{cursor:pointer;font-weight:700;color:var(--ink);font-family:'Sora',sans-serif;font-size:1.02rem;list-style:none;
  display:flex;justify-content:space-between;gap:14px;align-items:center}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--teal);font-size:1.5rem;line-height:1;transition:transform .25s}
details[open] summary::after{content:"–"}
details .ans{padding-top:12px;animation:fade .35s ease}
@keyframes fade{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
.cta{background:linear-gradient(120deg,#0d2244,#0f6a71);color:#fff;border-radius:20px;padding:52px 44px;text-align:center;position:relative;overflow:hidden}
.cta h2{color:#fff}
.cta p{color:#cbdcea;max-width:60ch;margin:0 auto 24px}
.cta .btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.prose h2{margin-top:1.7em}
.prose h3{margin-top:1.4em}
.prose ul{padding-left:22px}
.prose li{margin-bottom:9px}
.prose{max-width:78ch}
.note{background:var(--bg-soft);border:1px solid var(--line);border-left:4px solid var(--gold);padding:18px 22px;border-radius:10px}
form label{display:block;font-weight:700;color:var(--ink);font-size:.9rem;margin-bottom:6px}
input,select,textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit;
  font-size:.96rem;background:#fff;color:var(--ink);margin-bottom:16px;transition:border-color .2s,box-shadow .2s}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 4px rgba(15,143,139,.12)}
.form-note{font-size:.85rem}

/* footer */
.ftr{background:#08182f;color:#a8bdd4;padding:64px 0 26px;font-size:.94rem}
.ftr h4{color:#fff;font-size:.98rem;margin-bottom:16px}
.ftr a{color:#c9d9ea}
.ftr a:hover{color:#fff}
.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:36px}
@media(max-width:900px){.fgrid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.fgrid{grid-template-columns:1fr}}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr li{margin-bottom:10px}
.flogo{display:flex;align-items:center;gap:10px;margin-bottom:16px}
.flogo img{width:34px;height:34px}
.flogo b{color:#fff;font-family:'Sora',sans-serif;font-size:1.1rem}
.fbot{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:20px;display:flex;
  justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.86rem}
.fbot a{margin-left:16px}

/* cookie banner */
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:200;background:#fff;border:1px solid var(--line);
  border-radius:16px;box-shadow:0 30px 60px -24px rgba(8,24,47,.5);padding:22px 24px;max-width:640px;
  margin:0 auto;display:none}
.cookie.show{display:block;animation:cookieUp .45s cubic-bezier(.2,.8,.3,1)}
@keyframes cookieUp{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:none}}
.cookie h4{font-family:'Sora',sans-serif;color:var(--ink);margin:0 0 8px;font-size:1.05rem}
.cookie p{font-size:.9rem;margin-bottom:14px}
.cookie .row{display:flex;gap:10px;flex-wrap:wrap}
.cookie .btn{padding:11px 18px;font-size:.9rem}
.cookie .prefs{margin:6px 0 14px;display:none}
.cookie .prefs.show{display:block}
.cookie .prefs label{display:flex;gap:10px;align-items:flex-start;font-weight:600;font-size:.88rem;margin-bottom:10px;color:var(--ink)}
.cookie .prefs input{width:auto;margin:4px 0 0}

/* scroll reveal + misc */
.rv{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.7,.3,1)}
.rv.in{opacity:1;transform:none}
.bar-top{position:fixed;top:0;left:0;height:3px;background:linear-gradient(90deg,var(--teal),#5ad1c9);width:0;z-index:100}
.totop{position:fixed;right:18px;bottom:18px;width:46px;height:46px;border-radius:50%;background:var(--navy);color:#fff;
  border:none;display:none;align-items:center;justify-content:center;cursor:pointer;z-index:90;box-shadow:var(--shadow)}
.totop.show{display:flex}
.marq{overflow:hidden;border-block:1px solid var(--line);background:#fff;padding:16px 0}
.marq-in{display:flex;gap:52px;white-space:nowrap;animation:marq 28s linear infinite;font-family:'Sora',sans-serif;
  color:#7f93a6;font-size:.95rem;font-weight:600;letter-spacing:.02em}
@keyframes marq{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}